Every payment and timeline claim on this site links here. Below is what's behind the numbers — the data we use, how the system actually works, and why some agents move fast while others build slowly.
How fast you'll see days vs. weeks comes down to your situation — your license status, your AHIP, how complete your profile is, the carriers you appoint with, your market, and the hours you put in. Agents who land fast had their stuff together. Agents who take longer usually had something to fix first. The system gives you the path; your speed is yours.
Launchpad's fast-pay advances a discounted commission to your account about 7 days after a verified sale. The full carrier street commission (the standard CMS rate for the policy type) is also available — paid by the carrier on the carrier's timeline. Pick whichever fits your cash flow. Rates and timing subject to carrier and CMS terms.
Carriers can activate fast — sometimes in days, sometimes in weeks. It depends on whether your license is clean, your AHIP is current, your profile is complete, and how the carrier processes their queue. The faster you finish your side, the faster they finish theirs.
No platform fee, no CRM subscription, no quoting-tool fee from Launchpad. You're still responsible for state license renewals, AHIP recertification, E&O insurance, and any optional vendor leads you elect to buy.
CMS 2026 Medicare Advantage commission rates: $347 per renewal, up to $694 for T65 / new-to-Medicare. Launchpad's fast-pay advances a discounted percentage of the rate within ~7 days of verification; full street pays via the carrier on the carrier's timeline. Renewals shared 75/25 (agent/Launchpad). Source: CMS 2026 Medicare Advantage commission schedule.
What's possible — not a promise. Some agents hit it. Others take longer. It entirely depends on your situation: your licensing status, how fast you complete contracting, how many hours you put in, the carriers you appoint with, your market, and your effort.